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Buyer Qualification Check

See what you might qualify for before you talk to a lender. Estimate your approval range, DTI ratios, and eligible loan types.

Your Financial Profile

Estimated Approval Range

Conservative Estimate
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Mid-Range Estimate
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Maximum Stretch
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Debt-to-Income Ratios

Front-End DTI (Housing Only)--
0%28% target31% max50%
Back-End DTI (All Debts)--
0%36% target43% max60%

Loan Types Available

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Disclaimer: This tool is for informational and educational purposes only. It does not constitute financial, legal, tax, or professional advice. Results are rough estimates and do not represent a loan approval or pre-qualification. Actual qualification depends on many factors including credit history, employment, assets, and lender guidelines. Consult a licensed mortgage professional. StellarClose LLC is not liable for actions taken based on this tool.